Compare Our Accounts

Cash Rewards:

*APY = Annual Percentage Yield. APR = Annual Percentage Rate.

¹Kasasa Cash Rewards:

The Kasasa Cash Rewards account is a tiered rate account. If you meet the minimum qualification requirements during the monthly qualification cycle, the first dividend rate of 4.889% will apply to daily balances of $10,000.00 and below, resulting in an APY of 5.000%. The second dividend rate of 0.499% will apply to daily balances of $10,000.01 and greater, resulting in an APY of 0.500%. Each dividend rate will apply only to that portion of the daily account balance within each balance tier resulting in an APY ranging from 5.000% to a blended rate of 0.909%. APY calculations are based on an assumed balance of $10,000.00 + $100,000.00 in your Kasasa Cash Rewards account and an assumed statement cycle of thirty-one (31) days. In addition, we will refund up to $15.00 in ATM fees assessed at nationwide ATMs we do not own or operate. ATM refunds will be paid on the first day of the following month. If you have a Kasasa Saver account, dividends earned on the Kasasa Cash Rewards account and ATM fees refunded to you will automatically be transferred to your Kasasa Saver account; in that event, dividends will not compound in the Kasasa Cash Rewards account. If you do not have a Kasasa Saver account, dividends earned and ATM fees reimbursed will remain in your Kasasa Cash Rewards account and dividends will compound in your account monthly. If you do not meet all the minimum qualification requirements during the monthly qualification cycle, the third dividend rate of 0.01% will apply to the entire balance in your Kasasa Cash Rewards account and ATM withdrawal fees are not refunded. A $25 minimum deposit is required to open this account.

⁴Normal charges will apply to check re-orders.

⁵Available 0.250% loan rate discounts require Auto Pay from a Mid-Atlantic Federal Credit Union share account and apply to Auto/Vehicle Loans, Signature Loans, and Kwik Cash Line of Credit.

Kasasa Accounts:

For all Kasasa accounts, you may qualify for monthly rewards if you meet the applicable minimum qualification requirements for monthly qualification cycle. To meet the minimum qualification requirements, you must: 1) make 12 Debit card purchases that post and settle your account; 2) have one ACH credit or direct deposit settle your account; 3) be enrolled to receive e-statements. The monthly qualification cycle is defined as one day prior to the first banking day of the current statement cycle through one day prior to the last banking day of the current statement cycle. Account transactions may take one or more business days from the date the transaction was made to post and settle to the account. All transactions must post and settle during the monthly qualification cycle in order to qualify for the account’s reward. The following transactions do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit purchases processed by merchants and received by our credit union as ATM transactions, and purchases made with debit cards not issued by our credit union. If your Kasasa account (Cash Rewards, Cash Back or Cash Savers) does not meet the required activity to earn rewards for four (4) consecutive statement cycles, the account may be converted to our Standard Checking account. One (1) Kasasa Cash Rewards or Kasasa Cash Back and one Kasasa Saver account is allowed per social security number. Dividends will be credited to your Kasasa account on the first processing/business day of the following statement cycle. Rates, rewards, and bonuses, if any, are variable and may change after account is opened; rates may change without notice to you. No minimum balance is required to earn or receive the account's rewards. Rewards less than a penny cannot be distributed. Fees may reduce earnings. Federally insured by NCUA.

Trademarks: Kasasa Cash, Kasasa Cash Back, and Kasasa Saver are trademarks of Kasasa, Ltd., registered in the U.S.A.

Cash Back Rewards:

*APY = Annual Percentage Yield. APR = Annual Percentage Rate.

²Kasasa Cash Back Rewards:

For Kasasa Cash Back accounts, you will receive 3.00% cash back on up to $300.00 in PIN-based/signature-based debit card purchases that post and settle to your account if you meet the minimum qualification requirements during the monthly qualification cycle. A maximum of $9.00 cash back may be earned per monthly qualification cycle. In addition, we will refund up to $15.00 in ATM fees assessed at nationwide ATMs we do not own or operate. ATM refunds will be paid on the first day of the following month. If you have a Kasasa Saver account, cash back earned on your Kasasa Cash Back account and ATM fees refunded to you will be deposited directly into your Kasasa Saver account. If you do not have a Kasasa Saver account, cash back earned and fees refunded will remain in your Kasasa Cash Back account. If you do not meet all the minimum qualification requirements during the monthly qualification cycle, you will not earn a cash back reward and ATM fees will not be refunded to you. A $25 minimum deposit is required to open this account.

⁴Normal charges will apply to check re-orders.

⁵Available 0.250% loan rate discounts require Auto Pay from a Mid-Atlantic Federal Credit Union share account and apply to Auto/Vehicle Loans, Signature Loans, and Kwik Cash Line of Credit.

Kasasa Accounts: For all Kasasa accounts, you may qualify for monthly rewards if you meet the applicable minimum qualification requirements for monthly qualification cycle. To meet the minimum qualification requirements, you must: 1) make 12 Debit card purchases that post and settle your account; 2) have one ACH credit or direct deposit settle your account; 3) be enrolled to receive e-statements. The monthly qualification cycle is defined as one day prior to the first banking day of the current statement cycle through one day prior to the last banking day of the current statement cycle. Account transactions may take one or more business days from the date the transaction was made to post and settle to the account. All transactions must post and settle during the monthly qualification cycle in order to qualify for the account’s reward. The following transactions do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit purchases processed by merchants and received by our credit union as ATM transactions, and purchases made with debit cards not issued by our credit union. If your Kasasa account (Cash Rewards, Cash Back or Cash Savers) does not meet the required activity to earn rewards for four (4) consecutive statement cycles, the account may be converted to our Standard Checking account. One (1) Kasasa Cash Rewards or Kasasa Cash Back and one Kasasa Saver account is allowed per social security number. Dividends will be credited to your Kasasa account on the first processing/business day of the following statement cycle. Rates, rewards, and bonuses, if any, are variable and may change after account is opened; rates may change without notice to you. No minimum balance is required to earn or receive the account's rewards. Rewards less than a penny cannot be distributed. Fees may reduce earnings. Federally insured by NCUA.

Trademarks: Kasasa Cash, Kasasa Cash Back, and Kasasa Saver are trademarks of Kasasa, Ltd., registered in the U.S.A.

Standard Checking:

*APY = Annual Percentage Yield. APR = Annual Percentage Rate.

³Standard Checking:

The Regular Share Savings is required to join Mid-Atlantic Federal Credit Union and open the door to our suite of products. A $5.00 minimum balance is required to open these accounts.

⁴Normal charges will apply to check re-orders.

⁵Available 0.250% loan rate discounts require Auto Pay from a Mid-Atlantic Federal Credit Union share account and apply to Auto/Vehicle Loans, Signature Loans, and Kwik Cash Line of Credit.