Commercial Checking

You’re all about growth — your checking should be the same. Keep your bottom line happy with unlimited transactions at low per-item fees.

Rates

Key Features

  • 500 Free Monthly Items
  • Earnings Credit1
  • Free Visa® Credit Card
Apply Now
  • Perfect for businesses with a higher monthly transaction activity
  • $20 monthly maintenance fee
  • 500 free items per month; 25¢ per item thereafter
  • $35,000 monthly cash deposit limit; 12¢ per $100 thereafter
  • 10¢ per coin roll; $1.20 per $1,000 in notes
  • Receive an earnings credit to offset or minimize monthly fees incurred1
  • Free business digital solutions, including:
    • Free online services & bill pay
    • Free mobile services with mobile deposit
    • Free eStatements (paper also available)
  • Free MAFCU Visa® debit card 
  • Free business Visa® credit card
  • Free first order of checks up to $75 value
  • Variety of business services available
  • Access to over 100,000 free ATMs and 5,500 branches nationwide via shared branching and surcharge-free ATMs
  • $100 minimum deposit to open
Apply Now

1Earnings Credit Calculation: The earnings credit is derived by taking the average collected balance times the number of days in the month times the earnings credit rate divided by the number of days in the year, minus the average uncollected balance times the number of days in the month times the uncollected funds rate divided by the number of days in the year, minus any monthly fees. The earnings credit rate is based on the Premier checking account rate plus .10%. The uncollected funds rate is based on CitiGroup Prime + 2% as listed in the Wall Street journal as of the 25th of the preceding month. If the calculation result is negative, it will be posted as a fee and deducted from your account on the first day of the following month.